As someone who has not pve'd in months, you must be doing something incredibly wrong.
1) You just got 350k for free with the new patch, per character
2) You're not forced to augment your gear (though you should to be competitive). Make friends who are crafters, or craft them yourself. A little forward thinking would have allowed you to make so much money this patch because of the sudden need for augments and augment kits. Augments and augment kits are really easy to make.
3) This is another example of the 'give-me' culture. If you pvp 3 times a day, you gain about 30k, without having to spend all the little things pvers spend money on (respecs, repairs, travel). Also nothing stops you from doing dailies between pops instead of being a wall ornament in the fleet.
4) If you decide not to craft, then wait a bit before buying augments and kits, they are highly inflated right now.