I had a $60k repair bill yesterday also,
WORKING AS INTENDED
Solution: If you wipe once DON'T TRY AGAIN! BW doesn't care about your repair bill, so stop taking chances because you will waste hours trying to make enough credits to repair your armor. You're not a hero, and you're not made of money so stop acting like it!
LohKey have you tried learning how to play the game? I can teach you how to use your class better if you'd like, free of charge