How many credits per toon are you comfortable with?

I think I have maybe 2m if I were to combine the wallets of all sixteen of my toons... How much am I comfortable with? It doesn't really bother me to be below 100k on a given toon. I'm used to that I guess haha. Just so long as I have at least 10k (enough to purchase 1 stim), I am good.

I think I had 2.5m on one toon once upon a time. I felt super rich lol. That all went towards augments. But hey, I think maybe ~10 of my toons have full or almost full purple augs with pvp gear, so I have that going for me I guess. That's maybe 25-30m right there.

I like keeping all my credits on one main toon, and then my alts tend to have between 100-500K. If I have to switch over to get the credits before a big purchase, it makes me take the time to think about whether I actually want to buy it, or if I'm just bored and want a new shiny.

100k per toon. What I actually have varies a lot. When I get a few million I'll buy a hypercrate or finish off an armor set or something else fun.

Generally 100,000 credits on alts lets me pay for repairs and stims and so on. Anything above that goes to my main, but she's only holding about 3,000,000 at the moment. Hopefully I can GTN some stuff to get above that though.

You only have to buy it once... unlock it in collections, then every toon gets a copy for free.

I have a baseline of 500k for all my alts. Each week whatever is above that mark on my alts, I send to my main. There are some characters that are not direct money makers for me (they do not have crafting skills), so those characters start at 500k and go down over time, I usually do not "reset" them until it is absolutely necessary (there are times I have accidentally brought them down to a point where they cannot run missions without an infusion of credits)

Honestly, what would you spend 30 million on?

Most of my toons have more than that and frankly at some point it all becomes rather pointless. Once you've bought all the main stuff and a dozen speeders and such, there isn't anything else to buy.

Same reason I do this... Keep all my creds on my main.. i think it's sitting at 40ish mil... another that just splurged ~50 on hypercrates... All of my alts that raid AND gather (slicers...) get 1 million (once they have 1 mil raiding and slicing makes anything I gather essentially free.. they never drop under 1 mil). Alts I don't gather or use much usually have 500k. My new 12xp alts have between 100k and 5 mil depending on if they've bought outfits yet..

Levelling characters about 500K for repairs and odd purchases, outfits for companions and occasional mats for crafting development.
Endgame characters played infrequently: about 2-4 million. Slush funds for occasional crafting.
Endgame characters played often 25 million. - 2 of these.
Main Crafter: 25 million
Bank character with all the rest: 50-60 million.
Donations to guild funds: about 200 - 500K per week.
-Which with 20 characters, 12 at level 60 adds up to > 100 million over legacy- and lots of shiny things to show where all the rest was spent!

I tend to use the characters with smaller amounts in their personal funds for purchases, to avoid the potential of a mistake. - Therefore if a big purchase is coming up, the character swap is a reminder to be extra vigilant and count the zeroes!

This but baseline is 1 mil for less times replenished. Lazy, 300 mil on banking alt.