Well, that's just your own personal opinion. Thank you for sharing it with us.
It's not my opinion that it's not a problem, it's not a problem. As stated, if you want it, get the creds and buy it. If you won't do that, then you obviously don't want it that badly.
And in my opinion, no one is going to spend their time just getting 40m+ credits, especially in a game that has many casual players, just to get one item.
The particular price in this case is probably not a realistic price. It's a mistake or a joke or temp storage or a gold buyer receiving creds. But if it does happen to sell for 40 mil, then it is obviously worth 40 mil to someone.
And if you think there aren't plenty of players who can spend 40 mil on an item, you don't know much about working the GTN or the in-game economy.