I'm sorry but you're SO wrong.
All people have to do is daily quests.
1 round of Ilum, Black Hole and Section X will net you a ton of credits, not to mention vendoring/GTN all the stuff that drops.
People really need to stop crying about repairs when it's so easy to offset the cost.
So all we have to do is spend 2 hours so we can get the money to help people we don't know through content because we feel like being nice?
Sounds perfectly reasonable.. this is the reason my guild has stopped pugging pretty much everything now. No reason to waste our credits due to group finder or some guild that is struggling to clear content. Excellent way to improve community among the servers.