Right, and what also happened is you and your group complaining about repair costs after wiping a hm fp. Everybody knows it's true already. Why not just admit it?
Because we aren't bad and we don't wipe on HM's (also they are easy, if they wipe, you got a bad group)
We have a guild bank so when we do have our high end repairs of 10k-30k, they can withdraw it.