As the leader of my guild
I say, run dailies, open a guild bank, deposit credits, help guild out.
But then again, I trust my guild
and a few thousand more credits isn't hurting my wallet.
Does no one realize this was a bug that has now been fixed?
This was not a bug. They made it the way it used to be back in 1.2. It's in the notes. Go look. They made it cheep back then on purpose because repair costs were out of hand.