No yea, you're absolutely right. I guess my quarrels are mostly with the star wars universe itself not just swtor.
I guess (to me) the mass effect universe seems more futuristic in a sense of the "techyness" and how it was mostly based around real life physics. Like if you ever wanted to know how the normandy got around in FTL travel, you could go to the codex and learn about element-zero. They gave you an actual sci-fi explanation of how the physics and everything worked.
In star wars, "O how do lightsabers work." Well, you put a crystal in the hilt, use the force, and bam! I know that's probably not entirely how it works but I'm sure you see the difference