For some of the more casual players.
I don't think I have ever rolled NEED deliberately. I usually roll greed. I used to do a lot of passing, still do, but I feel like I am loosing more than 75% of the time, so why not? Maybe I am just a looser
, but what does that hurt?
Also, my builds tend to need the money, when I do get the loot. But then, I don't have any over level 37 yet.