If a solid state drive ( SSD ) is used it is a pretty significant difference for loading times.
Yes this is an issue here.
After moving my game from a mechanical disk to a SSD it decreased my loading time. I normally use about 10-15 sec to load from my ship to any planet.
And yes it way better than standing in the wilderness, waiting for mobs to load
It's also great if you have slower computer. Or a mid computer ofc in your case
And tbh how often do you load? when leveling almost never.
in end game? well you load flashpoints, but they are small and loads fast.