Thanks everyone for the info, not sure what I am doing wrong than. Maybe it's that I don't just kill everything in my path that I see between quests, but I find killing sprees boring thus why I don't play shooters. I do the bonus missions that I find especially planetary bonus. I have 2 characters in the mid to high 30's and have fallen behind on my levels. I have one character that is 80,000 points away from the planet end missions and another level after that for next "story confrontation".
I guess I am going to have to go back at least one planet and make sure I have all missions taken care of.
Thanks again.