AFAIK, you can inspect players. Right click on the icon -> other commands -> Inspect player.
I'd also suggest that you try and manage your funds better (so to speak). Frankly, I am quite puzzled how you managed to end up broke. Taris was the first planet where I felt like I made quite substantial profit. I only bought my bike/license on Tatooine and I had nearly 200K by then. Don't get me wrong or anything, but if the game says you can buy "something", doesn't necessarily mean that you have to. As a balanced Shadow myself, I obviously don't need Shadow Strike, so, for example, there is no point in upgrading that skill. Only upgrade skills that you actually use.
Funny that you asked about force cloak. This ability is quite handy at saving money, lol. In short, it allows us to exit combat (without having to die and pay top $$ for repairs).